Credit Card CVV code in Non Real Time

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   How do I capture a credit card CVV code in Non-Real time processing.  I cant find any setting in PC 3.051 to turn it on. If not possible, any suggestions would be great!
Thanks
Michael Connelly

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cdsinc Members Profile Send Private Message Find Members Posts Add to Buddy List Groupie Joined: 23-February-2006 Status: Offline Points: 0	Post Options Post Reply Quote cdsinc Report Post Thanks(0) Quote Reply Topic: Credit Card CVV code in Non Real Time Posted: 24-September-2007 at 6:42pm
	How do I capture a credit card CVV code in Non-Real time processing. I cant find any setting in PC 3.051 to turn it on. If not possible, any suggestions would be great! Thanks Michael Connelly

ProductCart Members Profile Send Private Message Find Members Posts Add to Buddy List Admin Group ProductCart Team Joined: 01-October-2003 Status: Offline Points: 135	Post Options Post Reply Quote ProductCart Report Post Thanks(0) Quote Reply Posted: 24-September-2007 at 8:57pm
	Saving the credit card security code to the database violates consumer privacy regulations. Merchants are not allowed to save the security code together with the customer's billing information and credit card information. For example, see: http://usa.visa.com/business/accepting_visa/ops_risk_managem ent/card_not_present.html - "To protect CVV2 data from being compromised, Visa U.S.A. Inc. Operating Regulations prohibit merchants from keeping or storing CVV2 numbers once a transaction has been completed." Here is another opinion from an eCommerce forum on this issue that presents a slightly different perspective: http://www.mivacentral.com/articles/cvv2.mv?ref=GLOBAL For now, your best bet is to enable real-time credit card processing through your payment gateway. In this environment, you can require the customer to enter the CVV2 code, since it is passed directly to the payment gateway and not stored in the ProductCart database.
	The ProductCart Team Home of ProductCart shopping cart software

cdsinc Members Profile Send Private Message Find Members Posts Add to Buddy List Groupie Joined: 23-February-2006 Status: Offline Points: 0	Post Options Post Reply Quote cdsinc Report Post Thanks(0) Quote Reply Posted: 24-September-2007 at 9:08pm
	Aha - makes perfect sense! thanks for the input - Ill advise my client :-)