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Add fields to Credit Card info area

Printed From: ProductCart E-Commerce Solutions
Category: ProductCart
Forum Name: Using ProductCart
Forum Description: Running your store with ProductCart
URL: https://forum.productcart.com/forum_posts.asp?TID=952
Printed Date: 06-October-2024 at 9:01am
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Topic: Add fields to Credit Card info area
Posted By: bradgray
Subject: Add fields to Credit Card info area
Date Posted: 11-July-2007 at 10:12am
We take credit cards offline. Our order dept. wants me to add a field for the
3-digit security code, and also a "Name exactly as on card" field. I can't
figure out how to do this. Is it possible



Replies:
Posted By: ProductCart
Date Posted: 11-July-2007 at 10:36am
No, this is not possible. It violates the Payment Card Industry (PCI) Data Security Standards.

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The ProductCart Team

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Posted By: bradgray
Date Posted: 11-July-2007 at 11:32am
I downloaded the document, and it says that you can't "store" the number.
But as I understand it, you can ask for it on a per-transaction basis. That's
what we need it for. I wasn't wanting it to "keep on file." Not having a field
for it means we have to email the customer on every transaction, if it is our
policy to require it (and we pay less in fees by requiring it).


Posted By: GavinB
Date Posted: 11-July-2007 at 7:18pm
As earlyimp said  - there are rules about PCI Security. However it can be done and I guess it is up to you to interpret the rules for your business. One way is to not use the 'Offline Credit cards' but instead create your own Visa, Mastercard etc using the 'Debit cards, store cards, and other custom options' area. In there you can create your own fields and choose which ones are 'required'



Posted By: Confetti
Date Posted: 20-July-2007 at 2:08am
Originally posted by earlyimp earlyimp wrote:

No, this is not possible. It violates the Payment Card Industry (PCI) Data Security Standards.


Can you clarify this statement.  I read this last week, and couldn't believe what I was reading.  Figured it had to do with a control panel entry or something, but reviewing Product Carts default Check Out Credit Card Form, the 3 digit security code is NOT THERE.  1st: the 3 digit number does not have to be stored.  2nd, If it is not required and NOT entered, ALL Payment Gateways will charge a higher discount rate.  3rd, Most major companies require it.  For example - go to your personal Paypal account, and try to enter a new Credit Card without one.  They will not let you.  If there is a restriction it must be STORAGE ONLY.  Please review this Standard again.


Posted By: ProductCart
Date Posted: 20-July-2007 at 2:47am

The PCI regulation on this topic is very clear: the card security code cannot be stored. If we allowed you to show it on the "Offline Credit Card" form, that means that ProductCart would then store it in the database for you to use at a later time, which cannot be done. It's that simple.

Of course ProductCart supports the use of the card security code with every payment gateway that has been integrated into the system. In that case, the card security code is verified in real time by the payment gateway: it is never stored by any party during the transaction.



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The ProductCart Team

Home of ProductCart http://www.productcart.com" rel="nofollow - shopping cart software



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